Nearly half of Americans may have had their information stolen in the massive Equifax data breach revealed last week. One way to protect yourself from further harm is to freeze your credit. A credit freeze prevents creditors from accessing your credit report and prevents credit cards, loans, and other services from being approved in your name without your consent. You can place a credit freeze on your account by calling each of the credit reporting agencies listed below. For more information, visit the Federal Trade Commission's Credit Freeze FAQs.
Equifax: (800) 349-9960
Experian: (888) 397‑3742
TransUnion: (888) 909-8872
You can also choose to contact the three agencies by mail. Below is their contact information and copies of their individual form letters.
Equifax
PO Box 105069
Atlanta, GA 30348-5069
Equifax Form Letter
Experian
PO Box 9554
Allen, TX 75013
Experian Form Letter
TransUnion
PO Box 2000
Chester, PA 19016
TransUnion Form Letter